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How to Unlock the Highest Monthly Social Security Benefit; 3 Smart Strategies
Maximize your Social Security benefits by delaying claims until 70, working for 35 years, and increasing your earnings. These strategies, backed by official data and real-life examples, ensure a strong, secure retirement.
Say Goodbye to Retiring at 62; Social Security Rule Changes in 2025 Will Raise the Minimum Age
In 2025, Social Security’s Full Retirement Age rises to 66 years and 10 months, making early retirement at 62 less lucrative. Benefit reductions of up to 30% apply for early claimers, while delaying past FRA can increase monthly payments by 8% per year up to age 70. Stay informed and plan wisely to maximize your retirement income.
Trump’s ‘Big Beautiful Bill’: Will It Really Eliminate Taxes on Social Security?
Trump's "One Big Beautiful Bill" introduces a $4,000 deduction for seniors and tax exemptions on tips and overtime but does not fully eliminate taxes on Social Security benefits. With provisions set to expire after 2028 and significant fiscal implications, taxpayers should understand the bill's impact on their finances.
How Much Do You Really Need to Retire? The ‘Magic Number’ Most Americans Are Aiming For
In 2025, the average American’s retirement “magic number” is $1.26 million, yet many fall short of this goal. Learn how to bridge the savings gap with practical steps, real-life examples, and expert advice for a secure financial future.
Her Boyfriend Says 401(k)s Are a Scam; Dave Ramsey’s Response Left Her Speechless
When a woman sought advice on her boyfriend's belief that 401(k)s are a scam, financial expert Dave Ramsey labeled the viewpoint as "broken and immature," emphasizing the importance of future planning in relationships.
Proposed Medicaid Changes Could Devastate Kentucky Families—See What’s at Stake
Kentucky faces a major healthcare shake-up with proposed Medicaid changes in 2025, risking coverage loss for up to 345,000 residents and $1.7 billion in funding cuts. This comprehensive guide explains what’s at stake, who’s affected, and how you can take action. Stay informed, contact your representatives, and explore your coverage options now.
Dave Ramsey Slams Washington: “Do Your Job!”- Blistering Message About Protecting Your Money
inancial expert Dave Ramsey calls on Washington to adopt clear and predictable policies that protect small businesses from the chaos of political infighting and economic uncertainty.
Teachers & First Responders Score Big With New Pension Perks; Are You on the List?
The Social Security Fairness Act, signed into law in January 2025, repeals WEP and GPO provisions, restoring full Social Security benefits to public sector workers. Eligible retirees began receiving retroactive payments averaging $6,710 in February 2025, with monthly benefit increases of up to $1,000+ starting April 2025.
$1,999 in Social Security Payments Rolling Out; Only These Groups Qualify Before May 31
In May 2025, the Social Security Administration is distributing payments averaging $1,999 to eligible beneficiaries, with specific schedules based on birth dates and benefit initiation dates. Understanding these schedules and eligibility criteria is essential for timely receipt of benefits.
Pensions Boosted: Police, Firefighters, and Teachers Set for Raises After New Bill Signed
Police officers, firefighters, and teachers are set to see significant pension increases and Social Security boosts after a new bill is signed into law. Find out how these changes can impact your retirement planning and financial future.
