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Americans Are Saving More Than Ever for Retirement — So Why Are 401(k) Balances Shrinking?
Despite record-high 401(k) contributions, many Americans are seeing their retirement balances shrink in 2025 due to market volatility, inflation, and misallocated investments. This comprehensive guide explains the reasons behind the decline, offers practical solutions, and outlines expert strategies to help you grow and protect your 401(k). Learn how to optimize your retirement savings and make smart decisions no matter where you are in your career.
Millions of Californians Missing Out on June 2025 CalFresh Benefits — Are You Eligible?
Millions of Californians are missing out on CalFresh food benefits in June 2025 due to confusion, outdated info, and program changes. This article explains how to check eligibility, apply in minutes, and receive monthly food assistance using an EBT card. With income charts, student and senior guides, and myth-busting facts, this guide is a must-read for anyone struggling with food insecurity or supporting others in their community.
New GOP Retirement Plan Could Cost Millennials $420,000: What You’re Not Being Told
The New GOP Retirement Plan could cost Millennials and Gen Xers up to $420,000 in Social Security benefits by raising the full retirement age from 67 to 69. This article explains what’s happening, who’s affected, and how to protect your financial future. With expert-backed insights, practical steps, and real-life examples, it’s a must-read for anyone under 55. Don’t let Congress decide your retirement — take control today.
Student Loan Relief at Last? Here’s Why the Department of Education Just Lowered Interest Rates
The U.S. Department of Education's recent decision to lower federal student loan interest rates offers relief to millions of borrowers. While the reduction is modest, it provides a financial reprieve for those struggling with student debt. This article breaks down the reasons behind the change, its potential impact, and how borrowers can take advantage of the new rates. With additional reforms like the Affordable Loans for Students Act on the horizon, there’s hope for even greater relief in the future.