Latest News
Average 401(k) Contribution Rate Revealed — Are You Saving Enough to Retire?
The average 401(k) contribution rate in 2025 hit 14.3%, nearly reaching the 15% benchmark recommended by experts. This guide offers actionable strategies for maximizing your 401(k), including how to invest, avoid costly mistakes, and utilize Roth options and catch-up contributions. Whether you’re a first-time saver or a near-retiree, this expert-backed resource will help you build a strong retirement plan and secure your financial future.
Social Security Could Run Dry Sooner Than Expected — Here’s What It Means for You
Social Security’s trust fund is now projected to run dry by 2034, which could result in up to 20% cuts in retirement benefits unless Congress acts. Medicare is also facing funding shortfalls. This article breaks down what it means for all age groups, how you can prepare, and the practical steps to safeguard your future retirement. Don’t wait—get ahead of the curve today with solid planning and smart action.
New Retirement Rule Shakes Up RMDs—What Every American Saver Needs to Know Now
The SECURE 2.0 Act introduces new rules for RMDs, including higher ages to begin withdrawals and the ability to donate to charity using RMDs. With careful planning, retirees can minimize tax penalties and maximize their savings.
Full Retirement Age Is Changing Again – What It Means for Your Social Security Benefits
As Full Retirement Age (FRA) continues to change, it’s important to understand how it affects your Social Security benefits. This article breaks down everything you need to know, from early retirement to delaying benefits, and provides practical advice for making informed decisions.
Social Security’s 2026 Boost Could Be the Biggest Game-Changer for Retirees in Years: Check Details
The projected 2.5% increase in the 2026 Social Security COLA could offer significant relief to retirees, with average monthly benefits rising by approximately $49.52. This adjustment, driven by higher inflation and recent legislative changes like the Social Security Fairness Act, aims to help seniors keep up with rising costs. While it won’t fully offset inflation, it’s a step in the right direction. Planning for retirement and staying informed about future adjustments is crucial for long-term financial security.
Medicare 2025: How Much Will You REALLY Pay for a Hospital Stay That Lasts Over 90 Days?
In 2025, Medicare covers hospital stays up to 90 days, but extended stays come with steep out-of-pocket costs. Learn how much you’ll pay, how to manage those costs, and tips for reducing hospital bills in this comprehensive guide to Medicare coverage for long-term hospital stays.
Social Security Faces Collapse by 2034—Retirees Beware of Major Cuts to Your Benefits
Social Security and Medicare face financial challenges that could lead to significant benefit cuts by 2034. With an aging population and rising healthcare costs, lawmakers must act to prevent reductions. Learn how you can prepare, including saving more for retirement and advocating for reforms.
Forget 65 or 67—This Shocking New Age for Full Social Security Kicks In by 2026
Starting in 2026, the Social Security Full Retirement Age (FRA) officially rises to 67 for everyone born in 1960 or later. This final step in a phased increase affects retirement benefits, taxes, and Medicare planning. Claiming early reduces monthly payouts by ~30%, while delaying until age 70 boosts benefits by 24%. Learn how to plan wisely, avoid penalties, and maximize your retirement in this expert guide.
$2,002 Direct Deposits Are Coming; Here’s When Retirees Will Get Their June Social Security
$2,002 direct deposits are arriving for retirees in June 2025. This complete guide explains the updated Social Security schedule, how to manage your MySSA account, why benefits increased due to a 2.5% COLA, and what steps to take if payments are delayed or taxed.
SSDI, SSI, and Retirees Stunned by New SSA Rule—What the Experts Are Saying About Your Future Checks
In 2025, Social Security recipients face big changes: the repeal of WEP and GPO means bigger checks and retroactive payments for public retirees, while new overpayment limits and shrinking COLA reshape how benefits are delivered. With talk of raising the retirement age to 69, SSDI, SSI, and retirees must act fast. This guide breaks down the new SSA rules and offers actionable steps to protect your future income.
