Latest News
Social Security Privatization Could Backfire — Here’s Why Experts Are Sounding the Alarm
Social Security privatization might sound promising, but it comes with real risks—market volatility, rising fees, and huge transition costs. Experts warn that privatization could undermine guaranteed benefits and vital protections for disabled and surviving families. This comprehensive guide explains what privatization means, why it’s risky, and what smarter alternatives exist. Whether you're 25 or 65, now is the time to get informed and advocate for Social Security’s future.
Average 401(k) Contribution Rate Revealed — Are You Saving Enough to Retire?
The average 401(k) contribution rate in 2025 hit 14.3%, nearly reaching the 15% benchmark recommended by experts. This guide offers actionable strategies for maximizing your 401(k), including how to invest, avoid costly mistakes, and utilize Roth options and catch-up contributions. Whether you’re a first-time saver or a near-retiree, this expert-backed resource will help you build a strong retirement plan and secure your financial future.
Social Security Could Run Dry Sooner Than Expected — Here’s What It Means for You
Social Security’s trust fund is now projected to run dry by 2034, which could result in up to 20% cuts in retirement benefits unless Congress acts. Medicare is also facing funding shortfalls. This article breaks down what it means for all age groups, how you can prepare, and the practical steps to safeguard your future retirement. Don’t wait—get ahead of the curve today with solid planning and smart action.
Gen X Faces the Harshest Financial Reality With the Least Security for Retirement
Gen X is the underdog in retirement readiness—struggling with only $40K in median savings, high debt, caregiving demands, and health worries. But they can still rewrite their future: calculate your Freedom Number, turbo-boost contributions, build a safety net, extinguish debt, plan healthcare, delay Social Security, diversify income, invest smart, use tax strategies, and consult advisors. It’s never too late to transform that tight spot into a secure, purposeful retirement journey.
New Retirement Rule Shakes Up RMDs—What Every American Saver Needs to Know Now
The SECURE 2.0 Act introduces new rules for RMDs, including higher ages to begin withdrawals and the ability to donate to charity using RMDs. With careful planning, retirees can minimize tax penalties and maximize their savings.
Full Retirement Age Is Changing Again – What It Means for Your Social Security Benefits
As Full Retirement Age (FRA) continues to change, it’s important to understand how it affects your Social Security benefits. This article breaks down everything you need to know, from early retirement to delaying benefits, and provides practical advice for making informed decisions.
Social Security’s 2026 Boost Could Be the Biggest Game-Changer for Retirees in Years: Check Details
The projected 2.5% increase in the 2026 Social Security COLA could offer significant relief to retirees, with average monthly benefits rising by approximately $49.52. This adjustment, driven by higher inflation and recent legislative changes like the Social Security Fairness Act, aims to help seniors keep up with rising costs. While it won’t fully offset inflation, it’s a step in the right direction. Planning for retirement and staying informed about future adjustments is crucial for long-term financial security.
Urgent Warning from CBP: Thousands Risk Losing Their US Visa in 2025—Is This Irregularity in Your Application?
In a recent warning from U.S. Customs and Border Protection (CBP), thousands of visa holders could risk losing their U.S. visas in 2025 due to application irregularities. This article explores common causes of these irregularities, including data mismatches, missing documents, and inconsistencies in travel plans. Visa holders are urged to review their applications and take proactive steps to avoid complications that could lead to visa revocation.
Medicare 2025: How Much Will You REALLY Pay for a Hospital Stay That Lasts Over 90 Days?
In 2025, Medicare covers hospital stays up to 90 days, but extended stays come with steep out-of-pocket costs. Learn how much you’ll pay, how to manage those costs, and tips for reducing hospital bills in this comprehensive guide to Medicare coverage for long-term hospital stays.
Social Security Faces Collapse by 2034—Retirees Beware of Major Cuts to Your Benefits
Social Security and Medicare face financial challenges that could lead to significant benefit cuts by 2034. With an aging population and rising healthcare costs, lawmakers must act to prevent reductions. Learn how you can prepare, including saving more for retirement and advocating for reforms.
