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Dave Ramsey’s 15-Year Mortgage Rule Sparks Backlash; Here’s Why the Internet Isn’t Buying It
Dave Ramsey’s 15-year mortgage rule promotes debt-free living but has drawn criticism in today’s housing market. This article breaks down the pros, cons, real-life stories, and alternatives, helping homebuyers make smarter mortgage decisions.
Federal Workers Beware: What RIFs and Early Retirement Really Mean for Your Job Security
Federal employees in 2025 are confronting historic job cuts through RIFs and early retirement offers. This comprehensive guide breaks down what Reductions in Force, VERA, and DSR mean for your job security, benefits, and financial future. Learn how to protect your career with step-by-step advice, official resources, and real examples from major agencies.
Your 401(k) Might Be Down; But New Data Shows Savers Aren’t Backing Off
Despite a 3% drop in the average 401(k) balance in early 2025, Americans are continuing to contribute at record levels. With a 14.3% combined savings rate, workers show resilience and commitment to long-term retirement goals, highlighting the importance of staying the course in volatile markets.
CPI Surprise Alters 2026 COLA Forecast; Social Security Recipients Could See Unexpected Changes
A surprise drop in inflation has led to a modest 2.4% COLA projection for 2026, significantly lower than previous years. This article explains how COLA is calculated, why seniors may feel the pinch despite stable CPI numbers, and offers practical advice on budgeting, assistance programs, and retirement strategies.
Social Security Employees Sound Alarm on Delays; Here’s How Your Benefits Could Be Affected
Social Security employees are warning of major benefit delays in 2025 due to staff cuts, outdated technology, and a surge of claims following the repeal of WEP and GPO. This article explains how these delays are affecting retirees and workers, with practical steps to stay protected. Learn how to track your claim, avoid errors, and get help—whether you’re currently receiving benefits or planning to retire soon.
$5,000+ SSA Checks Hit Bank Accounts; Here’s the Exact Date One Group Gets Paid
On June 11, 2025, Social Security recipients with birthdays between the 1st and 10th of any month will receive payments—some exceeding $5,000. This article explains who qualifies, how to maximize benefits, what the new COLA and Fairness Act mean, and offers practical advice for retirees and planners. Learn how birth date, work history, and retirement age affect your check. Stay informed, stay prepared.
Elon Musk Slams Donald Trump’s ‘One Big Beautiful Bill’ as a ‘Disgusting Abomination’ – Here’s Why!
Elon Musk recently condemned Donald Trump’s "One Big Beautiful Bill" as a "disgusting abomination" due to its potential to increase the national debt by $2.5 trillion. The bill includes tax cuts, increased defense spending, and cuts to social programs. Musk’s criticism highlights concerns over fiscal responsibility and government inefficiency. As the debate intensifies, the future of this bill could shape U.S. fiscal policy for years to come.
Social Security Cuts Paused! What It Means for Student Loan Defaulters in 2025
The U.S. government has paused cuts to Social Security benefits for borrowers in default on federal student loans. This temporary relief offers an opportunity for older Americans to explore options like loan rehabilitation and income-driven repayment plans without losing their Social Security income. However, other collection methods like wage garnishments and tax refund offsets will continue.
Medicare Part B Premiums Surge in 2025; Is Your Income Pushing You Into a Higher Bracket?
Medicare Part B premiums are rising in 2025, with individuals facing higher costs based on their income. This article provides an in-depth look at how IRMAA surcharges work, how to plan for higher premiums, and the steps you can take to appeal or reduce costs through retirement planning and Medicare Advantage plans.
$725 Monthly Stimulus Begins June 15; See If You’re Eligible Now!
The $725 monthly stimulus in Sacramento County offers crucial financial support to low-income families with young children. With payments set to begin June 15, 2025, eligible families can receive $8,700 over 12 months. This guide explains the program's eligibility criteria, application process, and how to make the most of this valuable assistance.
