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U.S. Social Security Trust Fund Could Run Out by 2033—Here’s How That Might Affect Your Benefits and What You Can Do to Prepare

The Social Security Trust Fund could run out by 2033, leading to possible 23% cuts in benefits. This detailed guide explains the causes, outlines potential solutions, and offers practical steps for Americans at every life stage to prepare. From maximizing retirement accounts to delaying benefits, readers will gain expert insights, tools, and confidence to face the future—no matter what happens in Washington.