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Big Change Coming to Social Security Overpayment Rules Starting July 2025: Check Details

Starting July 2025, the Social Security Administration will increase withholding for overpayment recovery from 10% to up to 50% of monthly benefits. This article explains how the change affects retirees, SSDI recipients, and survivors, and offers practical advice on appeals, waivers, and repayment plans. Includes official SSA links, legal updates, and real-world examples to help Americans protect their income from sudden, drastic reductions.