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Goodbye to Retirement at 67: The U.S. Prepares for the Biggest Pension Reform in History—What It Means for You
Social Security is undergoing significant reforms, with the Full Retirement Age rising to 67 and potentially even 69. Here’s everything you need to know about how these changes will affect your retirement planning and what steps you can take to secure your financial future.
Hidden Threat to Social Security Could Cost Retirees Thousands — What You Must Know Now
Social Security could face a funding shortfall by 2035, reducing benefits by up to 25%. This guide explains what’s behind the crisis, how it affects your retirement, and what you can do now to protect your future. Learn how to boost savings, delay benefits, reduce debt, and diversify income. Whether you're near retirement or decades away, this actionable advice will help you take control and build a secure financial future.
Average 401(k) Contribution Rate Revealed — Are You Saving Enough to Retire?
The average 401(k) contribution rate in 2025 hit 14.3%, nearly reaching the 15% benchmark recommended by experts. This guide offers actionable strategies for maximizing your 401(k), including how to invest, avoid costly mistakes, and utilize Roth options and catch-up contributions. Whether you’re a first-time saver or a near-retiree, this expert-backed resource will help you build a strong retirement plan and secure your financial future.
Gen X Faces the Harshest Financial Reality With the Least Security for Retirement
Gen X is the underdog in retirement readiness—struggling with only $40K in median savings, high debt, caregiving demands, and health worries. But they can still rewrite their future: calculate your Freedom Number, turbo-boost contributions, build a safety net, extinguish debt, plan healthcare, delay Social Security, diversify income, invest smart, use tax strategies, and consult advisors. It’s never too late to transform that tight spot into a secure, purposeful retirement journey.
This Retirement Pyramid May Be the Perfect Blueprint for Maximum Income With Minimum Stress
The Retirement Pyramid is a smart approach to securing a steady income during retirement. By layering guaranteed income at the base, income-producing assets in the middle, and growth-oriented investments at the top, retirees can enjoy peace of mind and flexibility. This approach minimizes stress and ensures financial stability. Learn how to build your own pyramid with this comprehensive guide.
New Retirement Rule Shakes Up RMDs—What Every American Saver Needs to Know Now
The SECURE 2.0 Act introduces new rules for RMDs, including higher ages to begin withdrawals and the ability to donate to charity using RMDs. With careful planning, retirees can minimize tax penalties and maximize their savings.
What $500,000 Annuity Really Pays You Every Month If You Retire at 65? Check Details
If you're nearing retirement, a $500,000 annuity can provide a predictable, steady income. Learn how age, gender, and type of annuity affect payouts and what you can expect each month. Explore all your options to ensure a secure retirement income.
Retirement Crisis Looms as Most South Africans Face Working Well Into Old Age: Check Details
South Africa is facing a looming retirement crisis, with only 6% of the population on track to retire comfortably. Inadequate savings, delayed planning, and financial constraints are just a few of the reasons behind this issue. By following practical steps such as starting early, automating savings, and investing wisely, South Africans can improve their chances of enjoying a financially secure retirement.
This Is the New Magic Number You’ll Need for a Comfortable Retirement (And It’s Not $1 Million)
The "magic number" for a comfortable retirement has shifted to $1.26 million. Factors such as location, lifestyle, and health influence this number. Learn how to plan and save effectively for your retirement goals, regardless of whether you’re just starting or nearing retirement.
Retired? Don’t Panic—Smart Strategies for Withdrawing Savings During Market Volatility
Retired or retiring soon? Don’t panic. This expert-backed guide shows you how to build a secure, flexible retirement income strategy during market volatility. Learn how to use cash buffers, bond ladders, tax-smart withdrawals, and behavioral strategies to avoid selling investments at a loss. With a little planning, you can enjoy peace of mind, protect your portfolio, and make your savings last—even in uncertain times.
