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Social Security COLA 2026: June Estimate Reveals Exactly How Much Your Check Could Increase

The 2026 Social Security COLA is estimated at 2.5%, adding about $50 per month to average retiree benefits. Based on current inflation data, this cost-of-living adjustment will begin in January 2026 and affect over 71 million Americans. Learn how COLA is calculated, who qualifies, and what steps to take now to maximize your benefits. This comprehensive guide provides trusted insight for seniors, planners, and financial professionals alike.