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Here’s How Much Money Americans in Their 50s Have Saved in Their 401(k)s
Wondering how much you should have saved in your 401(k) by your 50s? Learn how to boost your retirement savings with expert tips and strategies, from maximizing catch-up contributions to taking full advantage of employer matches. With the right plan in place, it's never too late to catch up on your retirement goals.
Average 401(k) Contribution Rate Revealed — Are You Saving Enough to Retire?
The average 401(k) contribution rate in 2025 hit 14.3%, nearly reaching the 15% benchmark recommended by experts. This guide offers actionable strategies for maximizing your 401(k), including how to invest, avoid costly mistakes, and utilize Roth options and catch-up contributions. Whether you’re a first-time saver or a near-retiree, this expert-backed resource will help you build a strong retirement plan and secure your financial future.
Americans Are Saving More Than Ever for Retirement — So Why Are 401(k) Balances Shrinking?
Despite record-high 401(k) contributions, many Americans are seeing their retirement balances shrink in 2025 due to market volatility, inflation, and misallocated investments. This comprehensive guide explains the reasons behind the decline, offers practical solutions, and outlines expert strategies to help you grow and protect your 401(k). Learn how to optimize your retirement savings and make smart decisions no matter where you are in your career.
Your 401(k) Might Be Down; But New Data Shows Savers Aren’t Backing Off
Despite a 3% drop in the average 401(k) balance in early 2025, Americans are continuing to contribute at record levels. With a 14.3% combined savings rate, workers show resilience and commitment to long-term retirement goals, highlighting the importance of staying the course in volatile markets.
Your 401(k) Crypto Dreams May Be Over — Here’s Why the Labor Department Pulled the Plug
The U.S. Department of Labor has rescinded its 2022 guidance that discouraged including cryptocurrencies in 401(k) plans. This policy shift under the Trump administration allows fiduciaries more discretion, potentially opening the door for digital assets in retirement portfolios. However, investors should remain cautious and informed about the risks involved.
