Extra $450 for PWDs and Low-Income Workers: Heads up, folks—Singapore is stepping up big time for its low-income workers and persons with disabilities (PWDs) this June 2025. If you or someone you love falls into that category, you could be pocketing up to $450 in extra support, with part in cash and part in your CPF MediSave account.
Sounds pretty sweet, right? But like most things, you gotta know what’s what to make sure you don’t miss out.
Extra $450 for PWDs and Low-Income Workers
| Feature | Details |
|---|---|
| Who’s Eligible | Singapore citizens who are PWDs or low-income earners (≤ $3,000/month income) |
| Payout Amount | Up to $450 total (cash + MediSave top-up) |
| When | Payments roll out by June 2025 |
| Source Programs | Workfare Income Supplement (WIS) + Assurance Package MediSave |
| Payment Mode | Bank account or GovCash via OCBC ATMs |
| Check Eligibility | www.mom.gov.sg |
Let’s be real—$450 might not be life-changing, but it’s life-sustaining when you’re stretching every dollar. If you’re a PWD or a low-income earner, June 2025 could give you just the boost you need.
The best part? No forms, no fuss—just check your Singpass, make sure your info’s up to date, and let the system do its job.
This is your support, your right, and your moment to breathe a little easier.
Where’s This Money Coming From?
The $450 boost comes from two main government schemes working together:
- Workfare Income Supplement (WIS) – Monthly income support to encourage work and boost earnings.
- Assurance Package – MediSave Top-Up – Money in your CPF MediSave account to handle future medical costs.
Let’s Talk Workfare (WIS) First
What It Does:
The WIS scheme puts cash directly in your hands every month if you’re working but earning on the lower side.
Who’s Eligible:
- Singapore citizens
- Aged 30 and up (no age limit for PWDs)
- Monthly income: $500 to $3,000
- Lives in property with annual value ≤ $21,000
- Owns one or no property
How Much Can You Get?
For PWDs and folks over 60: Up to $4,900/year
That works out to roughly $408/month if you qualify for the top bracket. This June payout is part of your monthly cash + CPF allocation.
What’s This MediSave Top-Up About?
Who Gets It:
- Citizens aged 55+ in 2025
- Meet income/property conditions
You’ll get $150 credited to your CPF MediSave each year as part of the Assurance Package. That’s $450 across 3 years (2023–2025).
How Do I Know If I’m Getting the Payment?
Super simple. Here’s how to check your eligibility using Singpass:
Step-by-Step:
- Visit the CPF Website.
- Click “My CPF” and log in using Singpass.
- Navigate to “My Messages” > Look for Workfare notifications.
- Or go to MOM’s Workfare Page and read FAQs.
You can also call 1800-222-6622 for support.
Bank Deposit or GovCash? Here’s How It Works
Got a Bank Account Linked to CPF?
You’re golden. You’ll get cash credited directly to your bank. MediSave top-ups go to CPF, not your bank.
No Bank Account?
No problem. The money goes to GovCash, and you can:
- Withdraw it using OCBC ATMs
- Just scan your NRIC (no card or PIN needed)
GovCash ensures nobody’s left behind.
How WIS and MediSave Work Together
Think of this like a tag team:
- WIS gives you money right now—helps pay rent, groceries, phone bill.
- MediSave sets you up for tomorrow—medical bills, dental work, premiums.
They’re short-term survival + long-term protection in one helpful package.
Don’t Miss These Common Mistakes
Not declaring self-employment income
If you’re self-employed, report your income to IRAS and contribute to CPF—or you’ll miss out.
Not updating bank details
Change banks recently? Update your info at cpf.gov.sg.
Ignoring CPF notices
You might’ve been eligible last year and missed it—don’t let that happen again!
WIS 2025 Payments in Singapore: Full Schedule & Who’s Eligible for the Monthly Boost
CDC Vouchers 2025: How to Claim Your $300 and Maximise Savings in Singapore
Last Chance to Use Your S$300 CDC Vouchers—Deadline Approaching Fast
Final Checklist – Are You Eligible?
Singapore citizen
Low-wage earner (≤ $3,000/month)
Aged 30+ or any-age PWD
Property annual value under $21,000
Working (employee or self-employed)
CPF and/or Singpass account set up
If you tick those boxes, chances are you’re already in the system for a June payout.
FAQs About Extra $450 for PWDs and Low-Income Workers
Do I need to apply?
Nope. As long as you’re eligible, you’re enrolled automatically.
When exactly will the money come?
The payout will hit your bank or GovCash account by end of June 2025.
Can I still qualify if I’m self-employed?
Yes, just declare your income and contribute to Medisave regularly.
Where can I spend MediSave funds?
Use it for healthcare bills, insurance premiums, and outpatient treatments.
