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Smart Move for Parents—Open a Custodial Roth IRA With Your Kid’s Summer Earnings
A custodial Roth IRA is one of the best ways to help your child build long-term wealth from their summer earnings. With tax-free growth, flexible withdrawals, and the power of compounding, it’s a financial tool that could set your child up for retirement success. Learn how to open one and make the most of your child’s hard-earned money.
These U.S. States Are Seeing the Most Retirees Lose Their Social Security Checks
Social Security is a crucial source of income for many retirees, but in some U.S. states, these benefits are taxed, reducing the amount you receive. States like Colorado, Minnesota, and New Mexico tax Social Security benefits based on income thresholds, while others like California and Florida offer tax-free benefits. Understanding state tax laws and planning accordingly can help retirees preserve their Social Security checks and maximize their retirement income.
10 Habits That Keep Middle-Class People Financially Stuck According to Experts
Discover 10 common habits that keep middle-class individuals financially stuck and learn actionable steps to break free. This guide covers everything from budgeting and saving to investing and planning for retirement, providing valuable insights to achieve financial freedom.
Other Countries Have Solved Their Social Security Problems—Why Can’t America?
America’s Social Security system is facing a major crisis, with funding shortfalls and political gridlock making it hard to implement necessary reforms. Learn what’s wrong, why it’s happening, and what solutions might help secure Social Security for future generations in this detailed, easy-to-understand guide.
Top Democrat Demands Answers as Social Security Wait Times Skyrocket Despite Doge Cuts
Social Security delays are leaving many Americans in limbo, with long wait times and a reduced workforce causing frustration. Learn why this is happening, what lawmakers are doing about it, and how you can manage your Social Security claims while navigating these challenges.
Social Security and Medicare Face Early Insolvency, Say Trustees in New Report
Social Security and Medicare are on track for early insolvency, potentially reducing benefits for millions. This article breaks down what the latest reports say, why it matters, and what steps can be taken to ensure the programs’ future viability.
Social Security Under Fire as Wait Times Surge Across the U.S. Amid Budget Cuts
Social Security is facing serious delays as budget cuts and staffing reductions strain services across the U.S. Learn how to navigate long wait times, use online resources, and what actions are being taken to address these challenges.
From Wage Increases to Road Fines—Here’s What Changes Across Australia on July 1
Starting July 1, 2025, Australia will see a range of changes, from wage increases to new road fines. This article covers the most important updates, including changes to the minimum wage, parental leave, and road safety rules, providing valuable insights for both workers and professionals. Stay ahead of the curve with this easy-to-follow guide.
Goodbye to Retirement at 67: The U.S. Prepares for the Biggest Pension Reform in History—What It Means for You
Social Security is undergoing significant reforms, with the Full Retirement Age rising to 67 and potentially even 69. Here’s everything you need to know about how these changes will affect your retirement planning and what steps you can take to secure your financial future.
$725 Australia Youth Allowance in July 2025 – Is it true? Check Eligibility
Youth Allowance in Australia offers financial assistance to young people aged 16-24 who are studying, training, or looking for work. This article breaks down eligibility, payment rates, and tips to maximize your benefits.
