Canada Child Benefit 2025: If you’re raising kids in Canada, the Canada Child Benefit (CCB) is a monthly lifeline you don’t want to miss. This tax-free payment from the federal government helps families offset the rising costs of everything from baby wipes to back-to-school backpacks. Whether you’re a single parent hustling two jobs or part of a dual-income household feeling the grocery bill pinch—this benefit is for you.
And now, we’ve got the inside scoop on exact CCB payment dates from June to September 2025, plus how much you’ll get, how to apply, and pro tips to keep your payments flowing smoothly.
Canada Child Benefit 2025
| Month | Payment Date | Max Monthly Amount per Child | Age Group | Official Source |
|---|---|---|---|---|
| June 2025 | June 20, 2025 | $648.91 | Under 6 | canada.ca |
| $547.50 | Age 6–17 | |||
| July 2025 | July 18, 2025 | Same as above | Same as above | Adjusted due to weekend |
| August 2025 | August 20, 2025 | Same as above | Same as above | |
| September 2025 | September 19, 2025 | Same as above | Same as above | Adjusted due to weekend |
The Canada Child Benefit 2025 is more than just a monthly check—it’s a crucial piece of the financial puzzle for Canadian families. With payment dates confirmed from June to September 2025, now’s the time to get your paperwork in order, stay tax-compliant, and maximize every dollar you’re entitled to.
Use this guide to apply, track your payments, and understand exactly how much you’ll receive. Because when it comes to raising kids in today’s economy, every bit counts—and the government’s got your back, as long as you stay in the loop.
What Is the Canada Child Benefit?
The CCB is a monthly, tax-free payment issued by the Canada Revenue Agency (CRA) to eligible families with children under 18. The amount depends on your adjusted family net income (AFNI), number of children, and their ages.
It’s part of the government’s broader goal to reduce child poverty and support middle- and low-income families.
Who Is Eligible for CCB?
To qualify for the CCB, you must:
- Be a resident of Canada for tax purposes
- Live with a child under 18
- Be primarily responsible for their care
- File annual income tax returns (you and your spouse/common-law partner)
2025 CCB Payment Amounts
From July 2024 to June 2025, the maximum benefit amounts are:
- $7,787/year or $648.91/month for each child under 6
- $6,570/year or $547.50/month for each child aged 6 to 17
How the Benefit Reduces
- If your AFNI is over $36,502, the benefit gradually decreases.
- Reduction rates vary by income tier:
- Families with 1 child: 7% to 3.2% phase-out
- Families with 2+ children: Taper rate increases slightly
Inflation Adjustment: Annual Indexing
Every July, the CCB amounts are adjusted for inflation based on the Consumer Price Index (CPI). That means your payment may increase each year to keep up with cost-of-living changes.
Child Disability Benefit (CDB)
If your child is eligible for the Disability Tax Credit, you can receive the Child Disability Benefit (CDB) on top of the CCB.
- Up to $3,173 per year, or about $264.41/month
- Paid automatically if you’re already getting CCB and your child qualifies for the disability tax credit
Provincial and Territorial Benefits
In addition to the federal CCB, many provinces offer extra payments:
| Province | Program Name | Extra Amounts |
|---|---|---|
| Ontario | Ontario Child Benefit (OCB) | Up to $1,607/year per child |
| Alberta | Alberta Child and Family Benefit | Up to $1,410/year per child |
| Quebec | Family Allowance | Variable based on income |
| BC | BC Family Benefit | Up to $1,750/year for first child |
Check your provincial government website for full eligibility and details.
How to Apply for CCB
Option 1: CRA My Account (Online)
- Fastest way
- Apply online with your SIN and child’s birth certificate
Option 2: Through Birth Registration
- Available in most provinces during hospital registration
Option 3: By Mail
- Use Form RC66
- Mail it to CRA with supporting documents
Processing Time:
- Online: ~8 weeks
- Mail: ~11 weeks
First-Time Applicant Checklist
- SIN for both parents
- Proof of birth (if child not born in Canada)
- Immigration documents (if applicable)
- Last year’s tax return filed
- Direct deposit info (bank account)
Tips to Avoid Payment Delays
- Set up direct deposit: Instant payments, no lost checks.
- File taxes annually: No tax return = no CCB.
- Report life changes: Birth, custody changes, address moves.
- Use CRA My Account to stay updated and correct errors fast.
When Will You Be Paid?
Confirmed Payment Dates
- June 20, 2025
- July 18, 2025
- August 20, 2025
- September 19, 2025
CRA typically sends payments around the 20th of each month, adjusting for weekends and holidays.
Frequently Asked Questions About Canada Child Benefit 2025
Q1. Is the CCB taxable?
No. It’s completely tax-free and does not need to be reported as income.
Q2. What if I share custody?
Each parent may receive 50% of the payment, based on shared living arrangements.
Q3. Can non-citizens get the CCB?
Yes—permanent residents, refugees, and temporary residents (with 18+ months status) can apply.
Q4. What if I didn’t apply in time?
You can apply retroactively—up to 10 years back—if eligible and tax returns are filed.
Q5. What if my income drops mid-year?
CCB is based on last year’s income, but if your family experiences a significant drop, contact CRA. You might qualify for hardship adjustments.
