Pankaj Singh
Hi, I'm an education enthusiast with 7 years of experience in the field. I'm passionate about staying on top of the latest trends and updates in education and sharing them with you here at iCrest.co.in. Whether it’s policy changes, exam tips, or the impact of technology on learning, I aim to provide insights that keep you informed. When I’m not writing, I enjoy reading, attending education conferences, and exploring new EdTech tools. Feel free to connect with me through the comments or on Twitter.
How to Unlock the Highest Monthly Social Security Benefit; 3 Smart Strategies
Maximize your Social Security benefits by delaying claims until 70, working for 35 years, and increasing your earnings. These strategies, backed by official data and real-life examples, ensure a strong, secure retirement.
Say Goodbye to Retiring at 62; Social Security Rule Changes in 2025 Will Raise the Minimum Age
In 2025, Social Security’s Full Retirement Age rises to 66 years and 10 months, making early retirement at 62 less lucrative. Benefit reductions of up to 30% apply for early claimers, while delaying past FRA can increase monthly payments by 8% per year up to age 70. Stay informed and plan wisely to maximize your retirement income.
Trump’s ‘Big Beautiful Bill’: Will It Really Eliminate Taxes on Social Security?
Trump's "One Big Beautiful Bill" introduces a $4,000 deduction for seniors and tax exemptions on tips and overtime but does not fully eliminate taxes on Social Security benefits. With provisions set to expire after 2028 and significant fiscal implications, taxpayers should understand the bill's impact on their finances.
3 High-Yield Nasdaq Stocks You Can Buy With $1,500, And Hold for Massive Passive Income
Discover how to turn a $1,500 investment into a steady income stream with high-yield Nasdaq stocks. Explore top picks like Amgen, Sirius XM, and Realty Income, and learn how to build a diversified portfolio for long-term financial growth.
How Much Do You Really Need to Retire? The ‘Magic Number’ Most Americans Are Aiming For
In 2025, the average American’s retirement “magic number” is $1.26 million, yet many fall short of this goal. Learn how to bridge the savings gap with practical steps, real-life examples, and expert advice for a secure financial future.
Super Tax Controversy Erupts: Experts Say Reform Is at Risk Amid Political Firestorm
Australia's superannuation tax reform, effective July 1, 2025, introduces a 30% tax on earnings over $3 million, including unrealized gains. Aimed at the top 0.5% of savers, the policy has sparked debate over fairness and potential broader impacts. Understanding these changes is crucial for effective retirement planning.
Feeling the Squeeze? 10 Smart Financial Moves to Survive Economic Uncertainty
Feeling the financial squeeze? Discover 10 smart financial moves to survive economic uncertainty! Learn how to build an emergency fund, slash high-interest debt, diversify income and investments, and stay ahead with practical, real-life strategies. With pro tips and solid advice, you’ll be ready to ride out any storm. Stay strong and financially savvy with this essential survival guide.
Estate Planning Is Complicated; But Market Volatility Might Be the Hidden Advantage You Need
Market volatility isn't just a challenge—it's an opportunity. By understanding and leveraging strategic tools like GRATs, SLATs, and Roth IRA conversions, you can turn market downturns into estate planning advantages. Act now to secure your financial legacy before upcoming tax law changes take effect.
8 Proven Strategies to Stay Financially Afloat When Times Get Tough
Discover eight proven strategies to stay financially afloat during tough times. From budgeting and emergency funds to side gigs and community resources, learn how to navigate financial hardships with confidence and resilience.
Building Wealth for the Future? These 3 Vanguard ETFs Could Be Your Portfolio’s Secret Weapon
Discover how Vanguard’s VTI, VOO, and VGT ETFs can transform your financial future. This expert guide covers everything from ETF basics to real-life portfolio examples, helping you build long-term wealth with confidence.
